Ford Flex Buy Program

Flex Buy is a Ford Credit Retail contract with a payment adjustment at the 37th month. The unique structure of Flex Buy offers a great combination of benefits to dealers and customers. Let's take a closer look.

Eligible

• All Ford and Lincoln models
• New, Personal Use contracts
• A/Z/X Plan customers

Currently Not Eligible

• Customers with addresses in Maine, Michigan, New Hampshire, North Carolina, Ohio, Pennsylvania, Virginia or Washington DC are not eligible for Flex Buy
• Ford Payroll deduct is not available

Benefits

Flex Buy was specifically designed to support higher customer satisfaction and increased trade cycle. The unique structure delivers a variety of customer and dealer benefits including:

• The first 36 payments are competitive with Lease and extended term Retail financing and provide opportunity for higher trim levels or add on product sales
• Customer owns the vehicle with no mileage restrictions and can apply the equity to future transactions
• Notifications to customers and dealers at the 34th month
  • Invoice messaging for customers
  • Trade cycle manuscripts for dealers
• Flex Buy payments are available for advertising in eligible states

Flex Buy is not a Lease or Balloon financing. There is not a residual amount, refinance requirement, or return option.

Flex Buy contracts have a maximum 31 days to first payment and are currently not eligible for deferred first payment programs.

Payment Examples

Below is a payment comparison based on an Amount Financed of $40,000 using different Retail products. APR provided is for example purposes only. Lease is excluded due to model specific residual values.